Brewery specialists, not generalists
This is all we do. We know the exposures a general agent misses, from glycol failures to off-site pours, because we live in the brewing industry.
Insurance for the brewing industry
Carefully crafted coverage.
Custom-tailored insurance, risk management, and safety for breweries, brewpubs, and distilleries—led by Steve Napolitano, a former brewery founder and president.
Breweries·Brewpubs·Distilleries
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Specialist knowledge. National resources.
Trusted by some of the West Coast's best breweries
Steve Napolitano
Vice President, Client Development
The brewer on your insurance team
Before Steve advised breweries, he ran one.
For twelve years, Steve served as Founder and President of Bottle Logic Brewing, leading a 45-person team behind some of the most awarded beers in the country.
He understands the pressure behind payroll, production, employee issues, equipment, safety, and growth. So the conversation starts with how your brewery actually works—not with a generic application. That operator's view shapes every part of the program that follows.
- 12 years
- Founder and President, Bottle Logic
- 45 people
- Brewery team led
- 15+ years
- Legal, HR, manufacturing & brewing
From operating experience to protection
One brewery. Three connected ways to protect it.
Steve sees the business as an operator. The wider team turns that view into insurance, safety, and employee benefits that work together around the same operation.
Explore the complete programThe operator advantage
What changes when your advisor knows the floor.
Steve's brewery experience is the starting point. Around it sits a specialist team, practical safety support, and a direct relationship that stays with your account.
An operator on your side
A former brewery founder and president advises your risk, firsthand.
Safety that lowers premiums
We build the program that keeps your claims, and your rates, down.
Coverage that grows with you
Add a barrel room, a kitchen, or a concert series, and we adjust the program before a gap ever appears.
A direct line, never a call center
You speak with an experienced pro who knows your account.
Three offices, nationwide reach
Teams in Irvine, Los Angeles, and Ontario, with programs placed across the U.S.
The coverage
Built line by line, around your brewery.
A brewery is four interlocking businesses under one roof. Here is the coverage that helps hold the operation together.
See all coverage- 01General Liability
- A visitor slips on a wet taproom floor or trips on a tour. General liability answers for third-party bodily injury and property damage.
- 02Liquor Liability
- The exposure unique to your business. Covers claims tied to the service of alcohol, the line most brewery owners underestimate.
- 03Property & Brewhouse
- Tanks, kettles, kegs, glycol, packaging lines, and finished inventory protected against fire, theft, and sudden damage.
- 04Equipment Breakdown
- When a chiller, boiler, or canning line fails electrically or mechanically, this covers the repair and the batch that depended on it.
- 05Spoilage & Contamination
- A refrigeration failure or contamination event can wipe out a cold room or tank overnight. Recover the value of product you can no longer sell.
- 06Product Liability
- If a customer claims illness or injury from what you canned, product liability defends the brand you spent years building.
- 07Product Recall
- The cost of identifying, retrieving, and disposing of a tainted release, the kind of event that makes the trade press.
- 08Workers' Compensation
- Hot liquor, forklifts, CO₂, and repetitive lifting. Comp covers employee injury and is where a strong safety program pays you back.
Depth behind the advice
Specialist depth for every stage of brewery growth.
Steve brings the operator's lens. The wider team brings decades of insurance, employee-benefits, and safety experience—so the advice stays useful as your brewery, workforce, and footprint change.
- 12yrs
- A former brewery founder and president advises your risk firsthand
- 30yrs+
- Designing cost-effective brewery benefit programs
- 3offices
- Irvine, Los Angeles, and Ontario, with programs placed nationwide
2026 field edition
Brewery Safety Field Guide
People · Process · Property
Free resource
A brewery safety guide built for the floor.
A practical field guide to housekeeping, chemicals, carbon dioxide, confined spaces, lockout/tagout, emergency readiness, and the monthly habits that make a safety program real.
Educational guidance only. Your written program must reflect your equipment, jurisdiction, workforce, and qualified safety advice.
Safeguard your future.
Talk to an experienced insurance pro who has stood on a brewhouse floor, not an anonymous call center.