Thank you for attending our presentation called Beyond Coverage: Managing Your Way to Lower Insurance Premiums. We hope you enjoyed it and if you have any additional questions please go ahead and leave them in the comments below and Sean or I will answer them for you.
As promised, you can download a copy of Sean’s book: 8 Steps to a Winning Workers Compensation Program below. Thanks again and we hope to see you next year. Click on the image to download your copy.
Nothing can keep your insurance costs low like having a clean workers compensation claim history. How can you have a Workers’ Comp claim without increasing the losses on your policy? The answer: First Aid Claims. While that is often out of your control when it comes to a claim with any severity, you can pay for medical care for minor injuries directly to the medical provider.
As with any regulation, there are a list of qualifications you must know in order to navigate what is and what isn’t a first aid claim.
First Aid, as defined by the California Labor Code and Regulations, is any one-time treatment, and any follow-up visit, for the purpose ofRead More
The Brewery Insurance Program would like to welcome you to the 2012 Winter Brewbound Craft Beer Conference!
If you are in attendance today, please stop by the Brewery Insurance Program booth for your chance to win a FREE membership to The Bruery Reserve Society (a $295.00 value). You can also pick up a Brewery Insurance Guide to take with you so that you can ensure your brewery is properly covered. We have also designed a must have Safety Manual and a 50-State Compliant Employee Application carefully crafted to fit your needs.
If you are in attendance, but unable to visit the booth in person, don’t worry! Simply fill out the form below with your contact information.Read More
Over on JD Supra, a legal magazine website, is an excellent article on Trademark registration. The article is written by Nancy PHam with Lane Powell PC, a law firm in the Pacific Northwest. Below is an excerpt of the article with a link to the full text as well.
“For microbrewers, taste and memorable names mean everything. Loyal customers often ask for specific brews and word-of-mouth advertising is indispensable, since microbrews are often purchased in local restaurants and bars.
Like many small businesses though, protecting your microbrewery brand and trademarks often raises a basic financial issue: Is it worth it? Read More
Over the last week or so, I have come across some links that are either informative or entertaining, and all have to do with beer or breweries.
The first one is about how some breweries have used their websites’ “under 21″ redirect and sent underage kiddies off to various more appropriate sites. My favorite is the Black Acre Brewery’s use of this. Check out the story at The Daily Meal. Head on over to the Black Acre Brewery and click on 21 if you want a song stuck in your head for the rest of the day.
Save-On-Brew has an article showcasing 10 vintage beer cans worth up to Read More
All my clients know that I insist that they take a look at earthquake insurance. It is absolutely essential to the long-term survival of your brewery. However, I will save the scary earthquake scenarios and important coverages for another blog post because I have an awesome video I found to show you.
I was Googling articles on racking system safety and happened upon a video from Western Square. They provide racking systems for breweries, wineries and distilleries. They have developed an add-on to the bottom rack with stainless steel ball bearings that help keep your barrels upright when the ground starts shaking.
As a disclaimer, I am not a geologist or physicist (believe it or not), so I cannot and am not stating that this is the only and final solution. However, it is worth a look and further study in order to increase the safety of your property and, more importantly, your employees who may be near the stacks when an earthquake happens.Read More
Following up yesterday’s California Craft Brewers Association, the Wall Street Journal came out with a story today stating that beer sales are rising this year, thanks in large part to craft breweries. From the story (subscription required):
“Much of the rebound is being driven by small-batch ‘craft’ brewers, reflecting shifting tastes and forcing dominant players Anheuser-Busch InBev NV and MillerCoors LLC to increasingly borrow from upstarts’ playbooks. Big brewers also are rolling out alternative malt beverages after liquor companies swiped drinkers.”
“Beer shipments in the U.S. rose 1.9% to 141.4 million barrels in the first eight months of 2012 after falling three straight years, according to the Beer Institute, an industry group. Beer sales had fallen 1.5% in 2011. Americans are drinking more beer even though brewers increased prices through the recession, unlike wine and liquor companies.”Read More
Looks like something is working in California, and craft beer is it. Would we want it to be anything else, really? Congrats to all of California’s breweries for following your passion and creating not only great beer, but a positive impact on your community and state.
The article from the CCBA blog post is below, and you can see the full report and other details by clicking here.
“California Craft Brewing Association President Steve Wagner of the Stone Brewing Company today announced the state’s craft brewing industry generated approximately $3 billion in total impact to the California economy in 2011. Read More
If you are in the insurance business, it doesn’t take long until you discuss “fraudulent claims” with a client. Several times a year I field this issue with a client and it certainly is a delicate issue.
Before discussing procedure, understand that this is as much of an emotional issue as it is procedural. Business owners feel violated in this situation. Below is what I hear from clients in this situation.
These feelings of anger and fear are understandable and warranted. Let’s discuss how to proceed before any rash moves are made.Read More
Welcome to the first blog post for CFO’s Corner – Strategic Finance Advice to Grow and Scale Your Business. In the upcoming posts, we will be looking at all things accounting and finance, to ensure that your business can scale with your planned success. I would like to start, however, with a discussion defining justRead More
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